What If? Saver Account - No Longer Available
The What If? Saver Account from Bradford & Bingley - a branch based savings account, offering a variable rate of interest on your savings.
Unfortunately this account is no longer available. To view our latest range of easy access savings accounts click here.
Summary Box - Key Product Information for our Savings Account.
Account Name:
What If? Saver
Interest Rates: (AERs)
Variable, Excluding Bonus:
£2,000+ 2.30%
Variable, Including Bonus:
£2,000+ 2.55%
Tax Status:
Interest paid gross or net of income tax, subject to eligibility
Conditions For Bonus Payment:
0.50% gross p.a. paid for the first 180 days (6 months) from account opening.
Withdrawal Arrangements:
Instant Access. 4 withdrawals per calendar year. The 5th and any subsequent withdrawal during the remainder of the calendar year will incur 30 days loss of interest for the amount withdrawn.
Access:
Branch
View our Savings General Terms & Conditions
What does AER mean?
Every savings product that shows an interest rate must show the AER. It stands for Annual Equivalent Rate and shows what the interest would be
if it were paid and added each year. We do this so you can compare our accounts more easily.
Bradford & Bingley subscribe to the banking code, copies of which are available on our website, in our branches or can be requested by phoning our helpline.
* Calls may be monitored or recorded. Calls provided by BT will be charged at up to 4 pence per minute at all times. A set-up fee of up to 6 pence per call applies to calls from residential lines. Mobile and other providers' charges may vary. These charges may be subject to change in the future.
Latest Savings Accounts
Product's Rate Detail
What If? Saver
| Balance | AER | AER† inc. bonus |
Gross p.a.% | Net p.a.% | Monthly Gross p.a.% |
Monthly Net p.a.% | |
|---|---|---|---|---|---|---|---|
| £2,000+ | 2.30 | 2.55 | 2.30 | 1.84 | 2.28 | 1.82 | |
| † What If? Saver Account: Includes a 0.50% bonus for the first 180 days following account opening. | |||||||
* Calls may be monitored or recorded.
Calls provided by BT will be charged at up to 4 pence per minute at all times. A set-up fee of up to 6 pence per call applies to calls from residential lines. Mobile and other providers' charges may vary.
These charges may be subject to change in the future.
Bradford & Bingley's retail deposit business transferred to Abbey National plc on 29 September 2008.
Abbey National plc. Registered Office: Abbey National House, 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England. Telephone 0870 607 6000. Calls may be recorded or monitored. Authorised and regulated by the Financial Services Authority. FSA registration number 106054. Abbey and the flame logo are registered trademarks.
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