SmartSave

'I’m starting to feel like quite a grown up now, but what I’d really like is to get some financial independence – I don’t want to rely on my parents forever. So, any chance you've got an account for me?'

Yes we have!  Our SmartSave account is for young people just like you:

Key Features:

• Rates shown excludes Bonus
• Open a SmartSave account with a minimum deposit of £10.
• An account specially designed for 13 – 25 years old.
• A free voucher booklet when your account is opened.
• You’ll be paid an Interest bonus of 0.50% gross p.a. if
  you make 3 withdrawals or less per bonus year.
• Interest is paid annually.
• Instant access to your money.

With a minimum opening deposit of just £10, its easy to start saving.

What does AER mean?
Every savings product that shows an interest rate must show the AER. It stands for Annual Equivalent Rate and shows what the interest would be if it were paid and added each year. We do this so you can compare our accounts more easily.

Account Opening Requirements:

Well, first of all we recommend that you look at the full product brochure, just to make sure that this is the savings account for you. After that, have a good look at the general terms & conditions - it will give you all of the information that you need to make the right decision.

Bradford and Bingley subscribe to the Banking Code, copies of which are available by request by visiting our Branches or telephoning our helpline.