1 Year Fixed Rate eISA (Issue 4)

‘I’m looking for a secure way of saving, where I know exactly what I’m going to get for my money. Can you help?’

We certainly can! Our Limited Issue 1 Year Fixed Rate eISA could be just what you are looking for.

Key Features:

• You can open your cash ISA with your whole 2008/2009 subscription of £3,600.
• The Fixed Rate eISA has a 1 year term.
• You get an attractive, fixed rate of interest.
• Interest is paid annually.
• Once opened you won’t be able to withdraw or pay in any further money until the account matures.
• On maturity the account pays a Bradford & Bingley eISA Maturity Account Rate. This is variable and is equal to the ISA Easy Saver rate.

With an opening deposit of just £3,600, its easy to start saving.

Remember these bonds are limited issue and can be withdrawn without notice.

What does AER mean?
Every savings product that shows an interest rate must show the AER. It stands for Annual Equivalent Rate and shows what the interest would be if it were paid and added each year. We do this so you can compare our accounts more easily.

Account Opening Requirements:

Our account opening process is very simple and quick. Simply follow the apply link and complete the online application form. Below is a summary of the key requirements to open an account and also the account opening process. We recommend that you have a good look at the terms and conditions before applying.

5 Key Requirements to open a 1 Year Fixed Rate eISA (4) Account

1. You must be a UK resident (please note: this excludes the Channel Islands and Isle of Man).
2. Applicants must be aged 18 or over.
3. You need to be able to open your account with a £3,600 balance.
4. You must hold a personal bank or building society current account that offers Direct Debit payment facilities.
5. To be able to access and transact on your account, you need access to a PC with internet capability and have a valid e-mail address.

5 Step Application Process

1. Apply Online with our simple application form.
2. Set your own password during the application process. Make sure your password is memorable and that you keep it secure.
3. We will then post you your account ID. As your password is set by you we will not include this with the ID.
4. In order to fund your eISA, you must send a cheque (Payable to yourself) to the address provided on the confirmation screen – so not to miss out on the fantastic offer please ensure your cheque arrives with us within 14 days of applying.
5. Sit back and watch your money grow.

Bradford and Bingley subscribe to the Banking Code, copies of which are available by request by visiting our Branches or telephoning our helpline.