1 Year Fixed Rate ISA (Issue 4)

‘I’m looking for a secure way of saving, where I know exactly what I’m going to get for my money. Can you help?’

We certainly can! Our 1 Year Fixed Rate ISA could be just what you are looking for.

Key Features:

• You can open your cash ISA with your whole 2008/2009 subscription of £3,600.
• The Fixed Rate ISA has a 1 year term.
• You get an attractive, fixed rate of interest.
• Interest is paid annually.
• You won’t be able to withdraw your money until the account matures.
• The account matures into an ISA Easy Saver, which pays a variable rate of tax-free interest.

With a deposit of just £3,600, its easy to start saving.

Remember these bonds are limited issue and can be withdrawn without notice.

What does AER mean?
Every savings product that shows an interest rate must show the AER. It stands for Annual Equivalent Rate and shows what the interest would be if it were paid and added each year. We do this so you can compare our accounts more easily.

Account Opening Requirements:

Well, first of all we recommend that you look at the full product brochure, just to make sure that this is the savings account for you. After that, have a good look at the terms & conditions - this will give you all of the information that you need to make the right decision.

Bradford and Bingley subscribe to the Banking Code, copies of which are available by request by visiting our Branches or telephoning our helpline.