Savings Products Rates Table
Rates effective as of 4 May 2008.
Accounts currently available
| Previous | New Excluding Bonus | New Including Bonus | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Balance | p.a.% Gross / AER | p.a.% Gross / AER | Net p.a.% | Monthly Gross p.a.% | Monthly Net p.a.% | p.a.% Gross / AER | Net p.a.% | Monthly Gross p.a.% | Monthly Net p.a.% |
| Notice Saver - Limited Issue - Variable Rate | |||||||||
| £1,000+ | - | 5.35 | 4.28 | 5.22 | 4.18 | - | - | - | - |
| £50,000+ | - | 5.60 | 4.48 | 5.46 | 4.37 | - | - | - | - |
| £250,000+ | - | 5.75 | 4.60 | 5.60 | 4.48 | - | - | - | - |
| Rate for Life (Online) - Online - Variable Rate | |||||||||
| £1,000+ | - | 5.25 | 4.20 | 5.13 | 4.10 | - | - | - | - |
| Rate for Life (Postal) - Easy Access - Variable Rate | |||||||||
| £1,000+ | - | 5.25 | 4.20 | 5.13 | 4.10 | - | - | - | - |
| Rate for Life (Branch) - Easy Access - Variable Rate | |||||||||
| £1,000+ | - | 5.25 | 4.20 | 5.13 | 4.10 | - | - | - | - |
| Internet Saver (Issue 3) - Online - Variable Rate | |||||||||
| £1+ | - | 6.51 | 5.21 | 6.32 | 5.06 | - | - | - | - |
| 1 Year eBond (Issue 31) - Online - Fixed Rate | |||||||||
| £1,000+ | - | 7.00 | 5.60 | 6.79 | 5.43 | - | - | - | - |
| 2 Year eBond (Issue 29) - Online - Fixed Rate | |||||||||
| £1,000+ | - | 7.00 | 5.60 | 6.79 | 5.43 | - | - | - | - |
| 3 Year eBond (Issue 30) - Online - Fixed Rate | |||||||||
| £1,000+ | - | 7.00 | 5.60 | 6.79 | 5.43 | - | - | - | - |
| 1 Year Fixed Bond (Issue 4) - Limited Issue - Fixed Rate | |||||||||
| £1,000+ | - | 7.00 | 5.60 | 6.79 | 5.43 | - | - | - | - |
| 2 Year Fixed Bond (Issue 3) - Limited Issue - Fixed Rate | |||||||||
| £1,000+ | - | 7.00 | 5.60 | 6.79 | 5.43 | - | - | - | - |
| 3 Year Fixed Bond (Issue 2) - Limited Issue - Fixed Rate | |||||||||
| £1,000+ | - | 7.00 | 5.60 | 6.79 | 5.43 | - | - | - | - |
| 'My Time' Notice - Limited Issue - Variable Rate | |||||||||
| £1,000+ | - | - | - | 5.94 | 4.75 | - | - | - | - |
| £50,000+ | - | - | - | 6.03 | 4.82 | - | - | - | - |
| £250,000+ | - | - | - | 6.13 | 4.90 | - | - | - | - |
| Internet Saver Notice - Online - Variable Rate | |||||||||
| £1,000+ | - | 6.10 ** | 4.88 | 5.94 | 4.75 | - | - | - | - |
| £50,000+ | - | 6.20 ** | 4.96 | 6.03 | 4.82 | - | - | - | - |
| £250,000+ | - | 6.30 ** | 5.04 | 6.13 | 4.90 | - | - | - | - |
| 1 Year Fixed ISA (Issue 4) - Tax Free - Fixed Rate | |||||||||
| £3,600 | - | 6.25 | - | - | - | - | - | - | - |
| 1 Year Fixed eISA (Issue 4) - Tax Free - Fixed Rate | |||||||||
| £3,600 | - | 6.25 | - | - | - | - | - | - | - |
| eISA (Issue 3) - Tax Free - Variable Rate | |||||||||
| £1,000+ | 5.55 | 5.30 | - | 5.18 | - | - | - | - | - |
| £10,000+ | 5.90 | 5.65 | - | 5.51 | - | - | - | - | - |
| Good for Life ISA - Tax Free - Variable Rate | |||||||||
| £1+ | 5.25 | 5.00 | - | - | - | - | - | - | - |
| Regular Saver - Long Term - Variable Rate | |||||||||
| £10+ | 5.25 | 5.00 | 4.00 | - | - | - | - | - | - |
| ISA Maturity Account - Tax Free - Variable Rate | |||||||||
| £10+ | 4.75 | 4.50 | - | - | - | - | - | - | - |
| SmartSave - Young Saver - Variable Rate | |||||||||
| £10+ | 5.00 | 4.75 | 3.80 | - | - | 5.25 | 4.20 | - | - |
| FirstSave - Young Saver - Variable Rate | |||||||||
| £10+ | 5.00 | 4.75 | 3.80 | - | - | 5.25 | 4.20 | - | - |
Accounts no longer available
| Previous | New Excluding Bonus | New Including Bonus | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Balance | p.a.% Gross / AER | p.a.% Gross / AER | Net p.a.% | Monthly Gross % | Monthly Net % | p.a.% Gross / AER | Net p.a.% | Monthly Gross % | Monthly Net % |
| ISA Easy Saver - Tax Free - Variable Rate | |||||||||
| £10+ | 4.75 | 4.50 | - | - | - | - | - | - | - |
| 'My Time' Saver - Easy Access - Variable Rate | |||||||||
| £1,000+ | 6.00 | 5.75 | 4.60 | 5.60 | 4.48 | - | - | - | - |
| Everyday Saver - Easy Access - Variable Rate | |||||||||
| £10+ | 0.70 | 0.45 | 0.36 | - | - | 0.95 | 0.76 | - | - |
| £50+ | 0.80 | 0.55 | 0.44 | - | - | 1.05 | 0.84 | - | - |
| £500+ | 0.90 | 0.65 | 0.52 | - | - | 1.15 | 0.92 | - | - |
| £5,000+ | 0.95 | 0.70 | 0.56 | - | - | 1.20 | 0.96 | - | - |
| £10,000+ | 1.00 | 0.75 | 0.60 | - | - | 1.25 | 1.00 | - | - |
| £25,000+ | 1.05 | 0.80 | 0.64 | - | - | 1.30 | 1.04 | - | - |
| What If? (Special) - Easy Access - Variable Rate | |||||||||
| £2,000+ | 4.75 | 4.50 | 3.60 | 4.41 | 3.53 | 5.50 | 4.40 | 5.37 | 4.30 |
| Internet Saver (Issue 2) - Online - Variable Rate | |||||||||
| £1+ | 6.15 | 6.00 | 4.80 | 5.84 | 4.67 | - | - | - | - |
| What If? Saver - Easy Access - Variable Rate | |||||||||
| £2,000+ | 4.75 | 4.50 | 3.60 | 4.41 | 3.53 | 5.00 | 4.00 | 4.89 | 3.91 |
| eSavings (5) - Online - Variable Rate | |||||||||
| £1,000+ | 5.70 | 5.45 | 4.36 | 5.32 | 4.26 | - | - | - | - |
| ISA Easy Saver TOISA - Tax Free - Variable Rate | |||||||||
| £10+ | 4.75 | 4.50 | - | - | - | - | - | - | - |
| Direct Notice - Variable Rate | |||||||||
| £1,000+ | 3.95 | 3.70 | 2.96 | - | - | - | - | - | - |
| £10,000+ | 4.10 | 3.85 | 3.08 | 3.78 | 3.02 | - | - | - | - |
| £25,000+ | 4.20 | 3.95 | 3.16 | 3.88 | 3.10 | - | - | - | - |
| Direct Premium - Easy Access - Variable Rate | |||||||||
| £1,000+ | 3.90 | 3.65 | 2.92 | - | - | - | - | - | - |
| £10,000+ | 4.00 | 3.75 | 3.00 | 3.69 | 2.95 | - | - | - | - |
| £25,000+ | 4.10 | 3.85 | 3.08 | 3.78 | 3.02 | - | - | - | - |
| eISA (2) - Tax Free - Variable Rate | |||||||||
| £1,000+ | 5.55 | 5.30 | - | 5.18 | - | - | - | - | - |
| Internet Saver (1) - Online - Variable Rate | |||||||||
| £1 | 5.90 | 5.65 | 4.52 | 5.51 | 4.41 | - | - | - | - |
| eSavings 4 | |||||||||
| £1,000+ | 5.25 | 5.00 | 4.00 | 4.89 | 3.91 | 5.51 | 4.41 | 5.38 | 4.30 |
| eISA Maturity | |||||||||
| £1,000 | 4.75 | 4.50 | - | - | - | - | - | - | - |
| eSaving Matured Bond | |||||||||
| £1,000 | 3.25 | 3.00 | 2.40 | 2.96 | 2.37 | - | - | - | - |
| eMatured Bond | |||||||||
| £1,000 | 5.70 | 6.00 | 4.80 | 5.84 | 4.67 | - | - | - | - |
| eBond Maturity | |||||||||
| £1,000 | 5.13 | - | - | 4.89 | 3.91 | - | - | - | - |
| eSavings ISA | |||||||||
| £1,000 | 5.55 | 5.30 | - | 5.18 | - | - | - | - | - |
| eSavings 3 | |||||||||
| £1,000 | 5.55 | 5.30 | 4.24 | 5.18 | 4.14 | - | - | - | - |
| eSavings 2 | |||||||||
| £1,000 | 5.55 | 5.30 | 4.24 | 5.18 | 4.14 | - | - | - | - |
| eSavings 1 | |||||||||
| £1,000 | 5.55 | 5.30 | 4.24 | 5.18 | 4.14 | - | - | - | - |
| Premier Saver | |||||||||
| £2,000+ | 4.15 | 3.90 | 3.12 | 3.83 | 3.06 | - | - | - | - |
| Premier Additions | |||||||||
| £10+ | 5.25 | 5.00 | 4.00 | - | - | - | - | - | - |
| First Choice | |||||||||
| £50+ | 0.80 | 0.55 | 0.44 | - | - | 1.05 | 0.84 | - | - |
| £500+ | 0.90 | 0.65 | 0.52 | - | - | 1.15 | 0.92 | - | - |
| £5,000+ | 0.95 | 0.70 | 0.56 | - | - | 1.20 | 0.96 | - | - |
| £10,000+ | 1.00 | 0.75 | 0.60 | - | - | 1.25 | 1.00 | - | - |
| £25,000+ | 1.05 | 0.80 | 0.64 | - | - | 1.30 | 1.04 | - | - |
| Premier Tracker | |||||||||
| £1,000+ | 5.10 | 4.85 | 3.88 | 4.75 | 3.80 | - | - | - | - |
| Client Reserve | |||||||||
| £5,000+ | 4.75 | 4.50 | 3.60 | - | - | - | - | - | - |
| ISA Capital Saver | |||||||||
| £500+ | 5.00 | 4.75 | - | - | - | - | - | - | - |
| Direct 90 | |||||||||
| £15,000+ | 4.30 | 4.05 | 3.24 | 3.98 | 3.18 | - | - | - | - |
| £30,000+ | 4.45 | 4.20 | 3.36 | 4.12 | 3.30 | - | - | - | - |
| £50,000+ | 4.55 | 4.30 | 3.44 | 4.22 | 3.38 | - | - | - | - |
| Direct 60 | |||||||||
| £5,000+ | 4.15 | 3.90 | 3.12 | - | - | - | - | - | - |
| £15,000+ | 4.20 | 3.95 | 3.16 | 3.88 | 3.10 | - | - | - | - |
| £30,000+ | 4.35 | 4.10 | 3.28 | 4.03 | 3.22 | - | - | - | - |
| £50,000+ | 4.40 | 4.15 | 3.32 | 4.07 | 3.26 | - | - | - | - |
| Kidzone | |||||||||
| £1+ | 4.95 | 4.70 | 3.76 | - | - | - | - | - | - |
| £500+ | 5.05 | 4.80 | 3.84 | - | - | - | - | - | - |
| Bonus 120 Account | |||||||||
| £1,000+ | 2.95 | 2.70 | 2.16 | 2.67 | 2.14 | 3.45 | 2.76 | 3.40 | 2.72 |
| £5,000+ | 3.00 | 2.75 | 2.20 | 2.72 | 2.18 | 3.50 | 2.80 | 3.45 | 2.76 |
| £30,000+ | 3.05 | 2.80 | 2.24 | 2.76 | 2.21 | 3.55 | 2.84 | 3.49 | 2.79 |
| £50,000+ | 3.15 | 2.90 | 2.32 | 2.86 | 2.29 | 3.65 | 2.92 | 3.59 | 2.87 |
| £100,000+ | 3.35 | 3.10 | 2.48 | 3.06 | 2.45 | 3.85 | 3.08 | 3.78 | 3.02 |
| Special Asset | |||||||||
| £2,500+ | 1.85 | 1.60 | 1.28 | 1.59 | 1.27 | - | - | - | - |
| £5,000+ | 2.20 | 1.95 | 1.56 | 1.93 | 1.54 | - | - | - | - |
| £10,000+ | 2.60 | 2.35 | 1.88 | 2.33 | 1.86 | - | - | - | - |
| £20,000+ | 2.80 | 2.55 | 2.04 | 2.52 | 2.02 | - | - | - | - |
| £40,000+ | 2.95 | 2.70 | 2.16 | 2.67 | 2.14 | - | - | - | - |
| £80,000+ | 3.15 | 2.90 | 2.32 | 2.86 | 2.29 | - | - | - | - |
| 60 Day Plus | |||||||||
| £1,000+ | 1.55 | 1.30 | 1.04 | 1.29 | 1.03 | 2.30 | 1.84 | 2.28 | 1.82 |
| £5,000+ | 2.00 | 1.75 | 1.40 | 1.74 | 1.39 | 2.75 | 2.20 | 2.72 | 2.18 |
| £10,000+ | 2.30 | 2.05 | 1.64 | 2.03 | 1.62 | 3.05 | 2.44 | 3.01 | 2.41 |
| £25,000+ | 2.50 | 2.25 | 1.80 | 2.23 | 1.78 | 3.25 | 2.60 | 3.20 | 2.56 |
| £50,000+ | 2.60 | 2.35 | 1.88 | 2.33 | 1.86 | 3.35 | 2.68 | 3.30 | 2.64 |
| £100,000+ | 2.80 | 2.55 | 2.04 | 2.52 | 2.02 | 3.55 | 2.84 | 3.49 | 2.79 |
| One Month Notice | |||||||||
| £500+ | 1.25 | 1.00 | 0.80 | 1.00 | 0.80 | - | - | - | - |
| £2,500+ | 1.35 | 1.10 | 0.88 | 1.09 | 0.87 | - | - | - | - |
| £10,000+ | 1.55 | 1.30 | 1.04 | 1.29 | 1.03 | - | - | - | - |
| £25,000+ | 1.80 | 1.55 | 1.24 | 1.54 | 1.23 | - | - | - | - |
| £50,000+ | 2.20 | 1.95 | 1.56 | 1.93 | 1.54 | - | - | - | - |
| Bonus Account | |||||||||
| £500+ | 1.15 | 0.90 | 0.72 | - | - | 1.65 | 1.32 | - | - |
| £5,000+ | 1.20 | 0.95 | 0.76 | - | - | 1.70 | 1.36 | - | - |
| £10,000+ | 1.25 | 1.00 | 0.80 | - | - | 1.75 | 1.40 | - | - |
| £25,000+ | 1.30 | 1.05 | 0.84 | - | - | 1.80 | 1.44 | - | - |
| ISA plus | |||||||||
| £10+ | 5.00 | 4.75 | - | - | - | - | - | - | - |
| Capital Saver TOISA | |||||||||
| £500+ | 5.00 | 4.75 | - | - | - | - | - | - | - |
| Matured TESSAs | |||||||||
| £500+ | 2.35 | 2.10 | 1.68 | - | - | - | - | - | - |
| Premier Deposit | |||||||||
| £1+ | 0.70 | 0.45 | 0.36 | - | - | - | - | - | - |
| £100+ | 1.35 | 1.10 | 0.88 | - | - | - | - | - | - |
| £10,000+ | 1.55 | 1.30 | 1.04 | - | - | - | - | - | - |
| £25,000+ | 2.10 | 1.85 | 1.48 | - | - | - | - | - | - |
| Timesaver | |||||||||
| £1+ | 0.70 | 0.45 | 0.36 | - | - | - | - | - | - |
| £100+ | 0.75 | 0.50 | 0.40 | - | - | - | - | - | - |
| £500+ | 0.80 | 0.55 | 0.44 | - | - | - | - | - | - |
| £2,500+ | 0.85 | 0.60 | 0.48 | - | - | - | - | - | - |
| £10,000+ | 0.95 | 0.70 | 0.56 | - | - | - | - | - | - |
| £25,000+ | 1.00 | 0.75 | 0.60 | - | - | - | - | - | - |
AER stands for Annual Equivalent Rate. This shows the notional rate assuming interest was paid and compounded yearly. As every savings product advertisement (which quotes an interst rate) must show the AER, this lets you compare products more easily.
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