Self Cert Guide

‘I love being my own boss, having no one but myself to answer to. Funny then, when I want a mortgage they make it so hard for me. Accounts this, proof of income that, why do they make self-employed people jump through hoops just to get a mortgage. Its not like I’m not used to having responsibility. So, can someone make it easier?

You’ve come to the right place. If anyone can, we can. We’ve got a unique mortgage just for you. It’s called our ‘self certification’ mortgage (that’s the last bit of gobbledegook you’ll hear from us!), which doesn’t need proof of your income.

This mortgage comes with a stack of other benefits and is available to both PAYE employed and self-employed people. Here’s a summary of the key benefits:

• Proof of income is not normally required.

• Available to first time buyers, house movers and people remortgaging.

• A choice of competitive fixed and variable rates.

• No higher lending charges.

• You can overpay, underpay or take payment holidays.

• Borrow more after 6 months (subject to approval).

• Available for loan sizes from £25,001.

• Borrow from 3.50 times to 4.75 times your income (single people) and 2.75 to 4 times income (for joint applicants).

Sound good? Talk to us today!